Why YSK: Locking your credit with the main 3 places is not enough.

https://innovis.com/ have grown enough to require locking as providers are using them as a single check source.

There’s also https://www.chexsystems.com/ which many banks use for opening checking accounts. They’re unique because they handle accounts that don’t show up in a credit report.

  • fmstrat@lemmy.nowsci.comOPEnglish
    3·
    1 month ago

    This wasn’t true for us (2 days ago). You can lock, but you have to request a credit report by mail with that issue. (Family member in this exact situation).

    • Doombot1@lemmy.one
      3·
      1 month ago

      Interesting, I guess I’ll have to try again. It kept telling me that there was an error processing when I tried locking it.