I think it depends on where you are more than your age. I very rarely carry a wallet on me and I am definitely not Gen Z. That being said, where I live, every legitimate (i.e. non laundering/tax dodging) business accepts paying by phone. I can use public transport by scanning my phone, I can prove my ID by showing my phone, I can claim medical benefits by using my phone, and every franchise has it’s own loyalty app I can download on my phone.
If that’s going on I promise you have much bigger concerns than how to pay for some mcnuggets. The same thing can happen to any credit card processor as well. Not a bad idea to keep some cash at home, but for day to day, hour to hour stuff there’s no need to bring it anywhere.
I think it depends on where you are more than your age. I very rarely carry a wallet on me and I am definitely not Gen Z. That being said, where I live, every legitimate (i.e. non laundering/tax dodging) business accepts paying by phone. I can use public transport by scanning my phone, I can prove my ID by showing my phone, I can claim medical benefits by using my phone, and every franchise has it’s own loyalty app I can download on my phone.
That’s pretty horrifying. The perfect dystopia waiting for collapse when a server fails or a there is a network outage or infection.
If that’s going on I promise you have much bigger concerns than how to pay for some mcnuggets. The same thing can happen to any credit card processor as well. Not a bad idea to keep some cash at home, but for day to day, hour to hour stuff there’s no need to bring it anywhere.
The problem with that is that if you lose your phone while out and about, you’ve also lost all hope of paying for anything to get home.
Not that much different to losing your wallet before you could pay with your phone