• meco03211@lemmy.world
    link
    fedilink
    arrow-up
    9
    ·
    4 months ago

    15 USC 1692a (4):

    The term “creditor” means any person who offers or extends credit creating a debt or to whom a debt is owed, but such term does not include any person to the extent that he receives an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another.

    Oh. Now I completely understand how all this works…

    • D1G17AL@kbin.run
      link
      fedilink
      arrow-up
      3
      ·
      4 months ago

      Again with the attempt at casting legal magic spells. AS IF knowing the definition to what a creditor or debt is means you can just use a magic hand wave and file the right piece of paper to make it all go away will just work. These are adults who never passed basic economics or government class in high school.

      • buttfarts@lemy.lol
        link
        fedilink
        arrow-up
        2
        ·
        4 months ago

        SocCit is Harry Potter meets social studies. With the right magical incantation they really believe they can make themselves immune from law.