Keep your share of rent between 1/4 and 1/3 of your income, set up passive savings contributions of at least 10% and use a high yield savings account to stave off inflation until you both have 3 months living expenses and understand why the best investment strategies are boring

If you’re in university, your desired career and its requirements should determine your major, , not the other way around

I graduated with a bachelor’s degree only to realize my career was a dead end because only in my senior year was I informed there’s such thing as a “mental health license” for which I was disqualified due to low grades in a non-related class the year prior. Eventually I learned how well blue collar jobs pay (with a lot of job security at that) and got back on my feet working in logistics but I’ll never see the 50x return on investments by retirement because “why learn about finances when you can barely pay rent”

It all seems very obvious in hindsight

Kinda seems like a different take on cul-de-sacs

Understood. I’ve only recently been learning how much Canadian mortgages force their lendees to “readjust” to new conditions. In the US you can generally keep the initial terms shy of a refinance or foreclosure

Can you provide any local insight as to whether you can find a decent house at a lower rate than that?

I know housing affordability is a shit show there and that lady isn’t making enough no matter what she does but I’m curious how much she could have lowered that percentage

She had to sell her house after her divorce and now pays $2,679 per month for a three-bedroom townhouse in the same neighbourhood. She didn’t want her children, a teen boy and teen girl, to have to switch schools or share a bedroom

Then… What did selling the house achieve…?

understandn’ts

Got to implement one of these systems at work before

They wanted it in place ASAP so I skipped creating an opt-out/opt-in “feature”

Just burn the “dangerous books” obviously…

This isn’t a “question for the community” nor even a thinly veiled attempt at raising awareness: it’s the epitome of self-righteousness

I’m deep and this is 14

M