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Cake day: June 14th, 2023

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  • UnderpantsWeevil@lemmy.worldtoComic Strips@lemmy.worldSo clever
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    10 hours ago

    you should understand compound interest and how it works before you get buried in debt that you can’t pay off

    When incomes are stagnant and interest is variable and inflation drives expenses upward, this is theoretically good advice but practically useless.

    What do you tell the kid who can’t afford college without taking out a 7-10% APY loan? Is risk you’re taking on a degree worth the benefit of joining the professional class? Impossible to say under current conditions.

    What do you tell the young adult choosing between renting an overpriced apartment or taking out a six-figure loan to buy an old home in a bad part of town? Is the 6% mortgage rate going to get better or worse in another ten years? Is the local job market going to improve or collapse?

    What do you tell the middle aged man faced with an insurance company rejecting his claim on a critical pharmaceutical? Do you go out of pocket and cut into your savings? Or do you try and make it without the meds and hope you don’t destroy your chances at a comfortable retirement?

    All the math teaches you is that risks exist. They keep you clear of a few truly awful choices, but they don’t do anything to guarantee your success. There is no correct play in a game that is stacked against you.


  • Unironically, though. When you’re killing “The Terrorists” or “The Drug Dealers” or “The Evil Foreigners” or whatever, murder is incredibly cool and good.

    Slap a “Generic Bad Guy” label on a human and you’re free to go full Rambo, because killing Bad Guys is awesome. We love it. Especially when the Bad Guy doesn’t look like us.

    The folks screaming the loudest about a guy in a North Face fleece getting got are the same ones who couldn’t be picked out of a lineup with Brian Thompson’s pre-ventilated flesh suit. The folks clapping the loudest over bombs dropped on the perfidious cartels or the insidious Hezbolmas or the vile Asian Menace Of the East also have interchangeable LinkedIn profiles with the ex-CEO of UHC.

    It’s Identity Politics all the way down.




  • The Biden policies were working. He literally prevented us from a goddamn recession, and because a handful of companies (nearly all of which donated considerable sums to Trump) jacked up prices for consumers, people act like it was Bidens fault.

    Presidents have emergency powers to cap prices, prosecute private interests for exploitative behavior, and even nationalize industries in the face of a domestic crisis. Biden sat back and allowed greedflation to sap the goodwill that his Inflation Reduction Act was intended to engender. And then Harris - who very early on floated the idea of capping prices and taxing gougers - ran away from the idea in the face of corporate media pressure.

    Sitting back and taking it as the conservatives fuck you is a policy failure. Same with Israel (where Netanyahu actively campaigned for Republicans while Democrats ran around apologizing to them) and with Musk and Thiel (Biden kept rubber stamping contracts to Starlink and Palantir even as Silicon Valley dumped billions in media resources into Trump’s lap).

    These are policy failures. Giving your political enemies tens of billions of dollars to fuck you with is a policy failure. Biden failed. Harris failed. The Democratic Party failed. That’s why they lost.

    If you think the miracle Biden pulled off is bad

    Handing out cheap loans and subsidies to private industry isn’t miraculous. We’ve been doing it since the FDR Administration (arguably since the Lincoln administration) to keep the engines of industry pumping. Fucking Dipshit Donny figured out how to pull the “Cheap Money” lever all the way back in 2019 when COVID was threatening a collapse.

    But when all the money flows into the pockets of the rich, while food and rent and gas costs inflate, you’re going to have a bad time even if NOT doing keynesian economics would have made things worse.



  • As a Single Mother With Two Children I am afraid that the Union will be bad, aktuly. Are you disagreeing with me? You simply don’t understand what its like to be a Single Mother With Two Children. Why are you attacking me? I am a simple Single Mother With Two Children who is too weak and tired to argue with you.

    As a Single Mother With Two Children I am just asking questions about why the Union is bad and now you, a big Pro-Union Thug, are hurting me and my Two Children who are very small and vulnerable.

    Stop! Please! Help! The Union is Hurting Me! It’s just as I anticipated!



  • they didn’t spend any time building up their own case for what they would do differently

    She came straight out on TV and said she wouldn’t do anything differently. That was her case. “You know Biden? The President 60% of the country hates? Great guy! Did nothing wrong.”

    There was plenty of time to run a good campaign after Biden got replaced, they just chose not to for some reason.

    She was the VP for four years and if you pull up her highlight reel it all sucked. Going south of the border and telling war refugees “Do Not Come” like some kind of reverse Statue of Liberty. Calling student protesters opposed to the Gaza Genocide anti-Semitic while she hides from Netanyahu during his psychotic Congressional address. Letting Manchin and Sinema walk all over her in the Senate.

    What kind of campaign was she going to build on top of that legacy?

    Dems told their dud QB to hand the ball off to a lame running back and watched her crash face first into a Joe Rogan’s Audience full of dorks crying about a dead squirrel. I don’t think it is possible for these people to run a campaign better than “We’re not Trump”, which is what they ultimately choose to do.










  • He wasn’t traced there though?

    He was traced through the use of his fake ID and through security camera footage along the route he traveled. There were also plenty of sightings (some less reliable than others) that were coming into the police nationally. The tip off in Altoona was almost certainly not the only one made. He was observed on a cab security camera. He was sighted at a bus depot. And there were a few other data points police alluded to that weren’t made public. That rapidly narrowed down where he could have gone to next.

    Not enough people wearing a mask in New York or Pennsylvania that it didn’t make him stand out. That, and he was tall, and the upper part of his face was all over the news for days straight.

    That he had all his shit on him was unfortunate. But even if he’d dumped it, if it was on an observed route it would have just been one more data point for police to follow. Guy fought the law and the law won.