It’s not a lot of money and certainly not worth it. I’m just making a point that I financially go positive rather than negative. The money comes from a private insurer that makes money every year. I’m pretty sure they are on top of things. This is not some advanced insurance scam; it’s the realisation that an accident is something to be compensated for and not punished for. No-one wants to be in an accident (edge cases blah blah).
https://www.youtube.com/watch?v=T_x6QmuJdms