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I think most people who come into money probably say the same thing, but I think it probably depends on a few factors, sociability and impulsivity probably being up there. I think as your standard of living rises, it’s just going to change most people who aren’t well-grounded. Some people blow it all at once, wanting the money to change them because they weren’t happy with their life before, others change over time, but both are changed just from the experience of not having to deal with the anxiety of “survival” anymore.
When you’re not worried about making your rent/mortgage or getting all your bills paid each month, that’s just naturally going to free you up to think about other things. When barriers to life dissolve away like that, you stop having reasons to not do things what you feel like doing. “I’ve always wanted to see London/France/underpants, I should just do it,” or “I could get a nice entertainment system in the living room… and my bedroom… and the bathroom…” At some point, your standard of living is so far removed from “normal” people, that “it” has already happened, money changed you.
+1 for Bitwarden. My Dad’s password manager actually made taking care of him in the last years of his life alot easier. I essentially had to “wind down” his life (pay bills/debts, close accounts, stop subscriptions, etc), and as his memory was going it would’ve been impossible to get that information from him. With myself too though I’ve got so many dumb accounts all over the place, having a password manager is the only thing keeping me sane half the time when having to log in to everything to pay bills and such.