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Joined 1 year ago
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Cake day: July 1st, 2023

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  • It was going okay before dude started bragging about how he went out with a lady not too long before. He wasn’t all that into her and he said she clearly wasn’t into him, but he paid for dinner and guilted her into going home with him because he “might as well get something out of paying for her.” Giant red flag at this point. I went to the bathroom, when I came back the bill was on the table. He claimed that the server had brought it as one bill, rather than separate, and pointed out that she’d drawn a heart around the total in red pen. He refused to let me pay for my portion.

    The thing is, it’s standard practice for servers to ask if the bill should be together or separate here, and I’d always been asked at that particular bar. Dude wasn’t a local and clearly didn’t know that. This guy told me about how he used “but I paid so now you owe me” to coerce a woman he knew wasn’t interested into having sex with him, and then immediately tried the same bullshit on me. He had deliberately asked for a single bill while I was away from the table. I’m reasonably certain he’s the one who drew the heart on the bill too.

    Needless to say, it didn’t work. He still tried to drag me off to catch the train in his direction with him and got real upset when I told him to fuck himself and bolted. I’m very glad it was an early date so it was still light out. This guy did not take kindly to being told no.





  • My mom mortgaged me when I bought my current house. I’m in BC, Canada so you’ll want to check on your local rules. Here, the process of buying a house is separate from the process of getting a mortgage so if you don’t need a bank mortgage no one is going to scrutinize where the funds are coming from.

    I got a realtor and went through the standard home buying process. As far as the seller and realtor were concerned, it was a cash sale and they didn’t care where the money was actually coming from, just that financing didn’t have to be a condition. They guided me through the offer process, told me when to get a lawyer to do the purchase paperwork, and the lawyer gave me details on how Mom should make the deposit and final payment. She could also have transferred the money to me and I could have done the payments myself but that was logistically difficult in this case since my credit union doesn’t have a branch where I live.

    Mom and I then contacted a notary to draw up a mortgage contract. In our case, she’s not charging interest since she’d have to pay capital gains tax on any income over the principle. On paper, I own the house. Mom is listed as a lender on the title, exactly the same way a bank would be. If I default on my mortgage, she has the right to foreclose and force a sale. Once the house is paid off, the loan goes off the title. We have a handshake agreement that if my parents die before it’s paid off, the remainder will come off my portion of inheritance to keep things fair for my sister.

    We could have set up the mortgage agreement first, but it made more sense for us to wait until we had the final numbers from the house sale.