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Cake day: February 23rd, 2024

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  • Sounds like he’s not factoring in the money saved after the mortgage is done. I’ll be done in a little over a year then my housing costs drop to property tax and insurance. That’ll come to a little under 15% of what rentals in my neighborhood go for. Even with an aggressive withdrawal schedule an extra million wouldn’t make up the difference.

    Edit: I also doubt his calculations. Maybe he’s not taking inflation into account? When I bought my house the mortgage, property tax, and insurance was a little more than renting a house in my neighborhood. Almost 19 years later, the mortgage is the same, the property tax has gone up about 25%, and the insurance has increased about 50%. Since the mortgage is the largest part by far my total costs have gone down significantly adjusted for inflation and they are only around 50% the cost of rent. Even counting maintenance and remodel costs I would have paid much more in rent over the years.

    Edit 2: If I had invested my 5% down payment in the s&p in August 2005, with reinvested dividends, before taxes, it would only be 13.7% of my current home equity. Your boy’s math ain’t mathin’.



  • Before Russia did their heel turn in the aughts, they almost joined NATO after a period of significant cooperation. Russia seeing the U.S., or it’s allies, as enemies is a symptom of Putin turning a fledgling democracy into a dictatorship, not the natural state of affairs.

    https://en.m.wikipedia.org/wiki/Russia–NATO_relations

    Go to the “Development of post-Cold War cooperation (1990–2004)” section and check out “NATO-Russia Founding Act”, “NATO-Russia Permanent Joint Council”, and “NATO-Russia Council”.

    Back then the talk was pearl clutching over NATO with Russia being seen as some racist white alliance against China, MENA, India, and others in the global south.

    Russia only sees us as enemies because Putin needed to create enemies to seize and consolidate power.


  • I apologize in advance for sounding like a dick here, reducing people to dollars and cents. But that’s how the people we’re discussing see us.

    It’s not the ones who don’t have 5k and/or marketable skills that would harm the economy by leaving. If you’ve got something to offer and a company to sponsor you immigration is relatively easy. I’ve spent part of my career working in other countries, and I’ve known many others that have as well. What we have in common is we’re all educated professionals with lots of disposable income. We would harm the economy if we left in larger numbers and stayed away en masse. Although some stay, for the most part we come home. It’s nice to go home. If it’s not nice to come home, we’ll take our education and skills and stay somewhere that is nice. That’s why it’s called a brain drain and not a ditchdigger drain.

    And then there are refugees. Countries don’t take refugees because they want them. They do it because it would be inhumane to not at least have a process, even if many countries make the process as onerous as they can.






  • I’m just one person and my sample size is small. But judging by the number of right-leaning people I know that send me stuff from RT and other similar places, and the number of left leaning people who repeat dispiriting talking points I see in those pieces (They may never vote republican, but their enthusiasm is certainly being sapped.), I would say the percentage is quite high. That’s just people being swayed like you asked, not necessarily convinced to vote or act a certain way.

    Again, I’m just one person, but from what I see around me Russia and its allies are winning the propaganda war.




  • roscoe@lemmy.dbzer0.comtoFuck AI@lemmy.worldFuck up a book for me please
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    12 days ago

    I’m not balking at communicating what I think the line is, either by trying to define it or by listing some things on one side and some on the other, because it’s hard, although it is. I’m not doing it for two main reasons, no one else should give a damn what my line is and I wouldn’t want to list a book that I thought was shallow fun when someone else could have related to it in a profound way. I don’t want to shit on someone else’s experiences.

    I think your being dishonest and pretentious when you say the line doesn’t exist. Plenty of books I’ve read lately, and enjoyed enough I’m looking forward to the next things from those authors, are not in the same league as things I would consider art. This is true for all forms of art/media. Jerry Springer is not art like (insert what you think is the best expression of art on the small screen here). Battlefield Earth is not art like (insert whatever you think fits here). Are you seriously going to try and pull some smug insufferable “everything is art” bullshit here?

    I never said there is anything wrong with a good translation even though it obviously can’t be perfect and something is almost certainly lost. My French is never going to be good enough to read Camus, so I have to settle for a translation.

    But that’s not how this started. Before you started your “the line doesn’t exist”, “Shakespeare is overrated”, “aren’t I just so smart” auto-fellatio session, you defended butchering art with ai in the name of allowing ESL students to read it.

    No one who wants anything more than an entertaining read should use this, ESL or otherwise. If you’re going to read something with the hope that it’s more than just entertainment, you should try to avoid any further opinions or analysis on it, avoid TV or movie adaptions, not read the Cliff’s notes, and not use this fucking app. If you’re going to use the app, use it for something you don’t expect to get anything more than a bit of fun out of. And if you think you’ll never have the necessary level of mastery, or just don’t want to wait, find a good translation.

    Using this app on anything you would consider art is indefensible. I have a hard time believing this is anything more than you being bored and feeling contrary.


  • Oops, sorry, I thought I was replying to someone else.

    I apologize for coming in so hot. I really do think entertainment and art appreciation ideally go together and didn’t need to be explicitly said. I’m not in the habit of choosing to do anything I don’t think I could enjoy. Forcing something for intellectual enrichment has it’s place for schoolchildren, or if you feel the need for it as an adult, but these days I don’t have the bandwidth. Maybe in retirement when there is more time.


  • I’m not sure if I said something to offend you or if you just woke up this morning and decided to spend the day being a pedantic twat, but I’ll pretend you’re being genuine.

    I thought being entertained by appreciating art would have gone without saying. But if you’re such a sad sack you can’t be entertained by art…well, I guess that goes a long way toward explaining your attitude.


  • roscoe@lemmy.dbzer0.comtoFuck AI@lemmy.worldFuck up a book for me please
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    13 days ago

    Ultimately, every individual reader I suppose. But don’t be obtuse, when you pick up a book I think you know if it’s just a fun read or if you’re expecting it to be something more. Either due to a particular person’s opinion, or the opinion of society in general.

    If someone is reading something they would like to appreciate as art, as opposed to entertainment, I don’t think it’s out of bounds to suggest they might enjoy it more if they waited until they mastered the language enough to appreciate the prose.


  • roscoe@lemmy.dbzer0.comtoFuck AI@lemmy.worldFuck up a book for me please
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    13 days ago

    Simplified language for learners is great. But I would suggest to learners that they use this on books that are for entertainment and save real literature for after they have the proficiency to enjoy it as it was written.

    Sure, they could always reread it unaltered later, but you only get to read something for the first time once.